The Following papers are published in Volume 3 Issue 9 May, 2014

Paper Title : Effects of Macro-Economics Variables on Credit Risk in the Kenyan Banking System [p.01-26]

Authors : Gitonga Kariuki Washington.

Paper Title : A European Loyalty Program: Examining Purchase Behavior to Predict Likelihood of Retaining Individual Customers [p.27-35]

Authors : Gregory Ramsey & Sanjay Bapna.

Paper Title : Assessing the Welfare Incidence of Public Spending: A Case of Kenya's Rural Electrification Program [p.36-65]

Authors : Abednego Musyimi Kasimu.